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Best Life Insurance Life Insurance is the safest and the most secure way to protect your family or dependents against financial contingencies that may arise post the unfortunate event of your untimely demise .
Under a Life Insurance Contract in India , the insurer assures to pay a definite sum to the policyholder’s family on his demise during the policy term.
Best Plans Ben A life insurance policy is an agreement between an insurance company & a policyholder that offers financial coverage under which the insurance company guarantees to pay a certain amount to the nominated beneficiary in the unfortunate event of the insured person demise during the term of life insurance plans.
In exchange, the policyholder agrees to pay a predefined sum of money in the form of premiums either on a regular basis or as a lump sum. If included in the contract, some other contingencies, such as a critical illness or a terminal illness can also trigger the payment of benefit.
If defined in the contract, some other things, such as funeral expenses might also be a part of the benefits. If mentioned in the contract, a policy may also cover some other costs like funeral expenses as a part of benefits. Except for the death benefits, a life insurance plan also provides maturity benefits.
Except for the death benefits, a life insurance plan also provides maturity benefits. These benefits are provided in the form of a payout if the insured survives the entire term of the policy.
Moreover, life insurance schemes also offer several tax benefits under Section 80C of the Income Tax Act, 1961. The insurance company will determine the premium payment that has to be made by the policyholder to the company.